Wrecks on a bike are brutal—there is no sugarcoating it. Once the dust settles, the only question that matters is: who messed up? While most people (and definitely insurance adjusters) like to point the finger at the biker, the numbers actually tell a different story. Here in Vegas, it is usually the driver in the car who is at fault, often because they just didn’t look twice before changing lanes or turning.
But here is the catch: knowing they are at fault and proving it are two different things.
Who Is Usually At Fault? (The Reality vs. The Bias)
Data from major safety studies backs up what riders already know: cars are usually the problem. The classic scenario we see is a car turning left right in front of a bike. The driver always says, “I never saw him.” That’s not an excuse; that’s negligence.
Still, insurance companies will try to use that against you. They have an “anti-rider” bias and will look for any reason to pin the blame on you—like saying you were speeding—just to trigger Nevada’s modified comparative negligence rule.
- The 51% Cutoff: If they can convince a jury that you were more than 50% responsible, you walk away with zero.
- Shared Blame: If you were only a little bit at fault, your payout just gets smaller. For example, if you were 20% to blame, you lose 20% of the money.
This is why you need a Las Vegas motorcycle accident lawyer. You need someone to push back when they try to twist the story.
What Legal Options Are Available For Motorcycle Accident Victims?
Once you get your medical care sorted out, you generally have two ways to get paid. A good lawyer can help you figure out which one makes sense for your specific crash.
Your Las Vegas personal injury lawyer will also do an investigation to ensure you are not given fault you don’t deserve. The potential liable parties include:
Option 1: Go After the Other Driver
If the driver made a mistake—like running a red light or texting—you file a claim against their insurance. We fight to get you paid for the whole picture: your hospital bills, the paychecks you missed while recovering, and the pain you’ve been dealing with.
Option 2: Use Your Own Policy (UM/UIM)
Let’s be real—Vegas has a lot of uninsured drivers. If the person who hit you doesn’t have insurance (or enough of it), you might need to file an Uninsured/Underinsured Motorist (UM/UIM) claim with your own company. It feels weird to sue your own insurance, but that is exactly what that coverage is there for.
Determining Liability In Las Vegas Motorcycle Accidents (Why and How)
Motorcycle accidents are rarely simple. Unlike a typical fender-bender, these crashes often involve severe injuries and complex questions about who is actually to blame. Insurance companies launch deep investigations immediately, but often with a goal of pinning the blame on the rider due to “biker bias.”
Your Las Vegas personal injury lawyer conducts a separate, unbiased investigation to ensure the truth comes out. In our experience, liability often falls on one of these parties:
- The Other Driver: Did they fail to check a blind spot or turn left illegally? This is the most common cause.
- The Rider: Yes, riders must follow traffic laws. If you were speeding or lane-splitting illegally, you could share some fault.
- Defective Parts Manufacturers: Sometimes the bike itself fails. If a brake caliper snaps or a tire blows out due to a manufacturing defect, the maker is liable.
- Government Entities: The city is responsible for safe roads. If a massive pothole or a broken traffic signal caused your crash, the government may be at fault.
How Liability is Determined (The 4-Step Test)
Nevada law requires four specific things to be proven before anyone is held financially responsible. It’s not enough to say “they hit me”; we must prove:
- Duty of Care: The other party had a responsibility to act safely (e.g., stopping at a red light).
- Breach of Duty: They failed that responsibility (e.g., they ran the red light).
- Causation: Their specific action caused your injury.
- Damages: You suffered real, measurable losses (medical bills, pain, lost wages).
We prove these elements using police reports, dashcam footage, eyewitness testimony, and expert accident reconstruction.
Why Accuracy Matters: Nevada’s 51% Rule
Getting liability right is critical because Nevada uses a “Modified Comparative Negligence” rule. Simply put: you can still get paid even if the accident was partially your fault, as long as you are less than 51% to blame.
However, your payout is reduced by your percentage of fault.
- Example: If a jury decides you were 20% at fault for speeding, and your damages are $100,000, you will only receive $80,000.
- The Trap: If the insurance company can successfully argue you were 51% at fault, you get $0.
The “Biker Bias” Factor
Insurance adjusters know the 51% rule well, and they often use it as a weapon against riders. They may try to argue that your riding behavior contributed more to the accident than it actually did, just to push you over that 51% threshold so they don’t have to pay.
This is why having a skilled lawyer is not just helpful—it’s a defense strategy. We fight to keep your percentage of fault at zero (or as low as possible) to maximize your compensation.
Don’t Face a Motorcycle Accident Injury Alone, Reach Out to Our Las Vegas Personal Injury Lawyer Today!
Motorcycle accidents are serious and often involve significant injuries. You should not have to face a personal injury claim after an injury alone. Our Las Vegas personal injury team at Goldberg Injury Law is here for you to walk you through every step of the personal injury claim process. We will help you get the medical attention you need and will fight aggressively for fair compensation.
Contact us today to get started and find out why so many of our clients consistently recommend us for difficult personal injury law cases.
Reviewed by Katie Goldberg, founding attorney at Goldberg Injury Law.
Goldberg Injury Law
Downtown Address:
6010 S Rainbow Blvd Suite A1,
Las Vegas, NV 89118
Phone: 702-382-9797
Fax: 702-920-8670